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Financial Considerations

Financially, 55+ communities can vary widely depending on location, amenities, and housing type. Generally, the cost of living in these communities is comparable to or slightly higher than traditional residential areas due to the added amenities and services. For example, monthly homeowners association (HOA) fees can range from $100 to $400, depending on the level of services provided¹. These fees typically cover maintenance of common areas, security, and access to amenities.

It's also important to consider the potential for property appreciation. Many 55+ communities are located in desirable areas, which can lead to an increase in property value over time. This makes purchasing a home in these communities not only a lifestyle decision but also a potential investment opportunity.