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Cashback and Reward Programs
One of the most sought-after features of modern credit cards is the cashback and rewards programs. These programs allow you to earn a percentage back on your purchases, effectively reducing the cost of your expenses. For instance, many cards offer up to 5% cashback on specific categories such as groceries, dining, or fuel1. Additionally, some cards provide points for every dollar spent, which can be redeemed for travel, merchandise, or even statement credits.