Snag Ultimate Savings with Best Cash Back Credit Cards

How Cash Back Works

When you use a cash back credit card, a percentage of each purchase is returned to you. Typically, cash back rates range from 1% to 5%, depending on the card and the type of purchase. Some cards offer a flat rate on all purchases, while others provide higher rates in specific categories, such as groceries, dining, or travel. For example, the Citi® Double Cash Card offers 2% cash back—1% when you buy and 1% when you pay off those purchases¹.